BNB Chain is where everyday on-chain payments are concentrated. Roughly 34M monthly active users, up 72% year over year. About $127B in peer-to-peer stablecoin transfers in May 2026 alone. Around $242B in stablecoin transfer volume over a single 30-day window. About $13.9B in USD stablecoins circulating on the chain. Median fees under half a cent and 0.45-second blocks since the Fermi hard fork.

For a business getting paid onchain, that means counterparties, volumes, and margins are readable by any competitor with a block explorer. For a person, it means the address that receives a salary also displays that salary, the savings behind it, and everyone it transacts with. Rails this fast and this cheap get used for daily payments. 

What Hinkal Pay adds on BNB Chain

Hinkal Pay brings the private balance to BNB Chain. It sits on top of the wallet you already use, and it changes what the blockchain reveals - not how you pay.

• Shield funds out of your public balance in a couple of taps. 
• Send and get paid confidentially. Pay another private balance, or send straight to any public address. Either way, the sender, the recipient, and the amount stay confidential on-chain.
• Pay many recipients in one go. Multisend batches payouts to multiple addresses in a single transaction - supplier payments, contributor payouts, distributions - without broadcasting who got what.
• Request payments by link or QR. Set the amount, share the link, and choose whether it lands in your private or public balance. Requesting a private payment is as simple as sharing a link. 

Keep custody throughout. The private balance is controlled by your own wallet keys. Hinkal never holds your funds and never holds your keys.

How to start using it:

1. Open pay.hinkal.io and connect the wallet you already use.

2. Select BNB Chain and Shield: move funds from your public balance into your private balance.

3. Send privately, multisend to a list of recipients, or share a payment request.

4. Unshield back to your public balance whenever you want.

Transfers settle at BNB Chain speed and BNB Chain cost - sub-second blocks, fees in cents. 

Confidential and accountable

Privacy here is selective disclosure: you choose what to reveal and to whom. Every deposit is screened before it enters the private balance. Viewing keys let you disclose your transaction history to an auditor, a counterparty, or a regulator when the situation calls for it - and to nobody else.

That is the standard businesses already operate under everywhere else in finance. Confidential toward the market, accountable toward the people with a right to ask. Hinkal Pay holds both properties on every chain it supports, and now it holds them on the chain where everyday on-chain payments already live.

Start using it here.

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